Articles on: Banking

Wise Business Account Opening for Non-Resident U.S. LLC Owners

Wise allows non-resident founders to open a business account for their U.S. LLC, subject to verification and compliance checks.

✅ Required Documents

  • U.S. Business Address (Must be registered with your LLC; non-U.S. addresses are not accepted)
  • Identification: Valid passport (required)
  • Tax Information: EIN (Required ) , SSN or ITIN (if available) is plus
  • Company Documents:
    • Articles of Organization
    • EIN Confirmation Letter (CP 575)


📍 Address Guidelines

  • A valid physical U.S. address is required.
  • You may use a trusted friend’s or family member’s residential address.
  • Registered agent addresses are not accepted.
  • It is best if the address matches your EIN and Articles of Organization, but if it does not, it is usually acceptable.
  • Virtual or mailbox addresses may be rejected.


Proof of Address

You may use our Premium Address Service or a trusted third-party provider to obtain utility bills or supporting documents for proof of address.


The main challenge is securing a valid U.S. physical address, as banks and platforms have strict verification requirements



Some countries, including Nepal, are not accepted for address verification.In such cases, you must use an address from an approved country as your personal and company physical address.


⚠️ Important Notice

Wise follows KYC/AML regulations. Approval depends on your business type, location, documents, and transaction purpose. Submission does not guarantee approval.


💡 Tips for Better Approval


  • Use a valid U.S. physical address that matches your LLC records.
  • Keep your EIN and company documents consistent.
  • Upload clear and recent documents.
  • Clearly explain your business activity.
  • Avoid virtual or mailbox addresses.
  • Respond quickly to any verification requests.

Updated on: 27/01/2026

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